Creative writers hate to be reined in and limited by an imposed set of generally accepted plot standards on their stories, crying out that they will be come stifled and their stories cookie-cutter.
Might I suggest instead, to see that in writing with the Universal Story, your creativity and own unique voice has a place to light, to flow into, and you will more likely stay focused and achieve that long-term goal of yours to finish your story.
For more tips about the Universal Story, visit Plot Series: How Do I Plot a Novel, Memoir, Screenplay? on YouTube. A directory of all the steps to the series is to the right of this post. Enjoy!